13148 n saginaw, clio, MI 48420

Where opportunity meets comfort, this unique property offers the best of both worlds. Zoned commercial yet eligible for residential financing (ask the listing agent to connect you with a lender who can make this possible), this 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare?visible, accessible, yet peacefully set back from the road so the sounds of traffic fade away once you?re home. Surrounded by neighboring homes, the setting feels residential, while the zoning opens the door to future potential. Well and septic inspections have been completed and passed, offering peace of mind from day one. This is a rare two-fold investment opportunity: live comfortably in a charming modular home while holding a commercial property for future appreciation, or bring your vision to life by launching a business in a high-visibility location. Whether you?re dreaming of a home with long-term upside or a place where life and work can coexist, this property invites you to imagine what?s next.

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All information provided is deemed reliable but is not guaranteed and should be independently verified. Participants are required to indicate on their websites that the information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing By: Kelsi Long of Century 21 Signature Realty - Bay City

This listing last updated: Wed, January 28, 2026 at 2:18:15 PM EST

MIRealSource Listing Data Last Updated On Thursday, April 2 2026 at 11:15am