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$124,900 pending

427 james street, bay city, MI 48706

Beds 3 Baths 1 1,088 Sqft 0.11 Acres 1 of 24
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Property Description
Absolutely adorable and well-maintained 3-bedroom, 1-bath Cape Cod located in the Banks on Bay City’s westside. This home offers excellent curb appeal with front porch, vinyl siding, vinyl windows, updated roof, and a new vinyl privacy fence with gate. Inside you’ll find updated flooring, and a beautiful full bath with ceramic tile floor. The eat-in kitchen features recessed lighting and ample space for everyday dining. The wide-open half-story upper level provides flexible space ideal for a bedroom, office, or bonus room. Enjoy outdoor living on the back deck overlooking the fully fenced backyard. Additional highlights include a full basement, boiler furnace, and updated plumbing. A truly move-in-ready home and just a 4 minute walk to Linsday Elementary!
General Information
Sale Price: $124,900
Price/SqFt: $115
Est. Payments: $820
Calculate Payments Mortgage Rates
Status: Pending
MLS#: 50199579
City: bay city
Post Office: bay city
Schools: bay city school district
County: Bay
Subdivision: banks
Acres: 0.11
Lot Dim: 50 x 100
Bedrooms:3
Bathrooms:1   (1 full, 0 half)
House Size: 1,088 sq.ft.
Acreage: 0.11 est.
Year Built: 1942
Property Type: Single Family
Style: Cape Cod
Features & Room Sizes
Bedroom 1:  12x11
Bedroom 2 :  11x10
Bedroom 3:  12x10
Bedroom 4: 
Family Room: 
Greatroom: 
Dining Room: 
Kitchen:  11x10
Livingroom:  15x11
Outer Buildings:  Shed
Pole Buildings: 
Garage:  No Garage
Exterior:  Vinyl Siding
Exterior Misc:  Deck,Fenced Yard,Porch
Basement:  Yes
Basement Description:  Block,Full
Foundation :  Basement
Heating:  Boiler
Fuel:  Natural Gas
Waste:  Public Sanitary
Watersource:  Public Water
Tax, Fees & Legal
Est. Summer Taxes:  $1,782
Est. Winter Taxes:  $382
HOA fees: 


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All information provided is deemed reliable but is not guaranteed and should be independently verified. Participants are required to indicate on their websites that the information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing By: Clay Hollister of Berkshire Hathaway HomeServices, Bay City

This listing last updated: Sat, February 21, 2026 at 8:53:19 AM EST

MIRealSource Listing Data Last Updated On Wednesday, April 1 2026 at 11:10pm
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Listings presented by:
Clay Hollister
Berkshire Hathaway HomeServices, Bay City
Call: (989) 525-9489

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